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Nigeria's first
truly digital bank
With ALAT, you’ll have access to a world of financial services right at your fingertips. From anywhere, at any time, you can check your account balance, transfer funds, pay bills, and more.
A Fully Digital Bank
Free Card Delivery
Request Instant Loans
Smash Your Goals
Get Started
Explore other features on ALAT
One app.
One Banking
Free Card
Delivery
Pick one of three bank card designs and we’ll deliver yours to you in 5 business days, anywhere in Nigeria, at no cost.
A Fully
Digital Bank
Fund your account, save, and pay bills from anywhere in the world on ALAT.
Smash
Your Goals
Take the pressure off saving with our automated savings plan.
Request
instant Loans
Low on cash? Get low-interest short-term loans whenever you’re in one click. Terms and conditions apply.
Why you should download Alat
24/7 Access
No more waiting in line or dealing with banking hours. With ALAT, you can access your account from anywhere, at any time, using your smartphone, tablet, or computer
Seamless Money Transfers
Send money to friends and family with ease. With ALAT, you can transfer money to any bank in Nigeria in seconds, all for a fraction of the cost of traditional banks.
Cutting-Edge Security
Your finances are safe and secure with ALAT. Our state-of-the-art security systems protect your data and transactions, so you can bank with peace of mind.
How to get started
After a successful download of our ALAT app, follow the following processes below to setup your app and enjoy the ALAT experience.
Step One
Confirm your Identity
Step Two
Verify your phone number
Step Three
Create a profile
Step Four
Secure your profile
Frequently
Asked Questions
How do I open an ALAT account without going to a bank ?
How is ALAT different from a banking app ?
What does the Goals feature do ?
What will happen if I do not pay off my loan on time ?
Must I provide my BVN to open an ALAT account ?
Where can I use my virtual card ?
How do I change my ALAT password ?
Can I pay off my loan before the repayment date ?
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